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	<title>Comments on: </title>
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	<link>http://lowinterestrateloansblog.com/3/</link>
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		<title>By: admcalvin</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-17</link>
		<dc:creator>admcalvin</dc:creator>
		<pubDate>Sat, 15 Aug 2009 01:11:07 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-17</guid>
		<description>The only way to get a better rate is to try and qualify for manufacturer backed Zero percent or low interest rates on a new car.  But in your situation that 7.25% is a darn good rate for a first time buyer.  

You might also try a local Credit Union. They offer low interest loans to their customers. 

Do the math, a 1% change in the interest rate of a $15,000 loan over 5 years will only change your payment by $7.00 as month. That&#039;s less than 1 large coke a week.</description>
		<content:encoded><![CDATA[<p>The only way to get a better rate is to try and qualify for manufacturer backed Zero percent or low interest rates on a new car.  But in your situation that 7.25% is a darn good rate for a first time buyer.  </p>
<p>You might also try a local Credit Union. They offer low interest loans to their customers. </p>
<p>Do the math, a 1% change in the interest rate of a $15,000 loan over 5 years will only change your payment by $7.00 as month. That&#039;s less than 1 large coke a week.</p>
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		<title>By: WPBlog Shop</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-8</link>
		<dc:creator>WPBlog Shop</dc:creator>
		<pubDate>Fri, 14 Aug 2009 21:13:53 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-8</guid>
		<description>Victor, Im so happy to see this video.  I hope that you and your team continue to do videos, because I know just from working with you guys, you have such value to offer and give.  

And.....Holly is right&gt;&gt;&gt; Ebook time!!!!  Great residual income for you and you have all this knowledge to give in an ebook to share with people.

Happy Holidays, thank you for being a part of my life personally and in business.</description>
		<content:encoded><![CDATA[<p>Victor, Im so happy to see this video.  I hope that you and your team continue to do videos, because I know just from working with you guys, you have such value to offer and give.  </p>
<p>And&#8230;..Holly is right&gt;&gt;&gt; Ebook time!!!!  Great residual income for you and you have all this knowledge to give in an ebook to share with people.</p>
<p>Happy Holidays, thank you for being a part of my life personally and in business.</p>
]]></content:encoded>
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		<title>By: Tenese G</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-13</link>
		<dc:creator>Tenese G</dc:creator>
		<pubDate>Fri, 14 Aug 2009 08:31:46 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-13</guid>
		<description>what state are you looking in. a mortgage broker 866-848-9306</description>
		<content:encoded><![CDATA[<p>what state are you looking in. a mortgage broker 866-848-9306</p>
]]></content:encoded>
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	<item>
		<title>By: Samee</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-14</link>
		<dc:creator>Samee</dc:creator>
		<pubDate>Fri, 14 Aug 2009 02:30:08 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-14</guid>
		<description>The rate will depend on what loan program you go with and how much money you put down. If you go with an FHA loan you can get a 30 year fixed around 5.25% or an FHA 5/1 ARM at 4.25%. The only thing your income will affect is how much money you can borrow.</description>
		<content:encoded><![CDATA[<p>The rate will depend on what loan program you go with and how much money you put down. If you go with an FHA loan you can get a 30 year fixed around 5.25% or an FHA 5/1 ARM at 4.25%. The only thing your income will affect is how much money you can borrow.</p>
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		<title>By: Dan S</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-16</link>
		<dc:creator>Dan S</dc:creator>
		<pubDate>Thu, 13 Aug 2009 22:00:07 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-16</guid>
		<description>it&#039;s impossible to have a good rate with bad credit.

But you&#039;ll find a loan !</description>
		<content:encoded><![CDATA[<p>it&#039;s impossible to have a good rate with bad credit.</p>
<p>But you&#039;ll find a loan !</p>
]]></content:encoded>
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	<item>
		<title>By: erica_bischoff</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-18</link>
		<dc:creator>erica_bischoff</dc:creator>
		<pubDate>Thu, 13 Aug 2009 17:58:55 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-18</guid>
		<description>The main problem your father is going to face other than the interest rate is the fact that he needs to borrow money for to pay the down payment.  When people borrow money to buy a home the lender uses the home as collateral for the loan. and the major lender for instance if you bought a home for $80,000 and put $15,000 down payment. then the mortgage holder for the $65,000 registers a 1st mortgage on the property and is entitled to be paid 1st upon sale, or can foreclose etc.  if you borrow $15,000 to pay the down payment and don&#039;t have any other form of collateral then the lender of the $15K will place a 2nd mortgage on the property and 2nd mortgages are ALWAYS at higher interest rates.  If you have bad credit then the rates will be higher and it will be almost impossible to buy a home without any money.
Unfortunately, people with bad credit have to borrow from companies that do charge high rates, do have strings attached and have all kinds of fees.
You could try looking for people who are offering rent to own housing.  you rent them for a period and the rent goes towards a down payment.  What about renovating your grandmothers house and making separate suites that may be cheaper and your father will have his own area . check the real estate listings for house that the present owner will finance the mortgage .</description>
		<content:encoded><![CDATA[<p>The main problem your father is going to face other than the interest rate is the fact that he needs to borrow money for to pay the down payment.  When people borrow money to buy a home the lender uses the home as collateral for the loan. and the major lender for instance if you bought a home for $80,000 and put $15,000 down payment. then the mortgage holder for the $65,000 registers a 1st mortgage on the property and is entitled to be paid 1st upon sale, or can foreclose etc.  if you borrow $15,000 to pay the down payment and don&#039;t have any other form of collateral then the lender of the $15K will place a 2nd mortgage on the property and 2nd mortgages are ALWAYS at higher interest rates.  If you have bad credit then the rates will be higher and it will be almost impossible to buy a home without any money.<br />
Unfortunately, people with bad credit have to borrow from companies that do charge high rates, do have strings attached and have all kinds of fees.<br />
You could try looking for people who are offering rent to own housing.  you rent them for a period and the rent goes towards a down payment.  What about renovating your grandmothers house and making separate suites that may be cheaper and your father will have his own area . check the real estate listings for house that the present owner will finance the mortgage .</p>
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	<item>
		<title>By: Blogger</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-4</link>
		<dc:creator>Blogger</dc:creator>
		<pubDate>Thu, 13 Aug 2009 15:37:18 +0000</pubDate>
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		<description>This guy is full of crap run away now !</description>
		<content:encoded><![CDATA[<p>This guy is full of crap run away now !</p>
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	<item>
		<title>By: WPBlog Shop</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-6</link>
		<dc:creator>WPBlog Shop</dc:creator>
		<pubDate>Thu, 13 Aug 2009 13:01:13 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-6</guid>
		<description>thehelpfund.blogspot</description>
		<content:encoded><![CDATA[<p>thehelpfund.blogspot</p>
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	<item>
		<title>By: Don H</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-15</link>
		<dc:creator>Don H</dc:creator>
		<pubDate>Thu, 13 Aug 2009 11:26:56 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-15</guid>
		<description>Yeah, me too.</description>
		<content:encoded><![CDATA[<p>Yeah, me too.</p>
]]></content:encoded>
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	<item>
		<title>By: WPBlog Shop</title>
		<link>http://lowinterestrateloansblog.com/3/comment-page-1/#comment-9</link>
		<dc:creator>WPBlog Shop</dc:creator>
		<pubDate>Wed, 12 Aug 2009 22:27:44 +0000</pubDate>
		<guid isPermaLink="false">http://lowinterestrateloansblog.com/3/#comment-9</guid>
		<description>Victor,

YOu should do an ebook. Or have you already?
What about building credit as a corporation? You got anything on that?
Holly Powell</description>
		<content:encoded><![CDATA[<p>Victor,</p>
<p>YOu should do an ebook. Or have you already?<br />
What about building credit as a corporation? You got anything on that?<br />
Holly Powell</p>
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